Destination Canada Visitors Insurance

Destination Canada Visitors Insurance provides emergency medical insurance for Visitors to Canada, newly landed immigrants, or returning Canadian citizens. This insurance is designed to cover losses arising from sudden and unforeseeable circumstances.

Options

• Coverages: $25,000, $50,000, $100,000, $150,000, $200,000, $250,000 or $300,000
• Deductibles
  • Age 0 to 85 / $0 deductible (deductible options available)
  • Age 86 and over / $500 deductible
• Pre-existing conditions
  • Age 0 to 59 / covered only if stable during the 90 days prior to the effective date
  • Age 60 to 69 / covered only if stable during the 120 days prior to the effective date
  • Age 70 to 79 / covered only if stable during the 180 days prior to the effective date
  • Age 80 and over / all pre-existing conditions will be excluded from coverage
• Waiting period for sickness
       If the insurance is purchased:
  • within 30 days of the date you depart your country of origin there will be a 48-hour waiting period; or
  • 30 days of more after you depart your country of origin there will be a 7-day waiting period.
       Any sickness that manifests itself during the above waiting period is not covered even if the related expenses are incurred after the waiting period.
       The waiting period will be waived if you purchase:
  • before the date of departure from your country of origin; or
  • before the date, your existing Destination: Canada Visitors Plan policy expires and there is no lapse or gap in coverage; or
  • before the date, any other existing health insurance coverage expires, and there is no lapse or gap in coverage
• The maximum number of days that may be purchased per policy is 365 days

Benefits

• Emergency Hospital
• Emergency Medical
  • Services of physician, surgeon, anesthetist
  • Diagnostics, lab tests, and/or x-ray
  • Licensed local land and or sea ambulance to the nearest hospital
  • Private duty services of a registered graduate nurse (up to $10,000)
  • Rental of medical appliances
• Professional Services (up to $500 per practitioner)
  • Physiotherapist
  • Chiropractor
  • Chiropodist
  • Osteopath
  • Podiatrist
• Drugs or Medications (up to $1,000)
• Emergency Air Transportation / Return home (when pre-approved)
• Transportation of Family (up to $3,000)
• Follow-up Visits (up to $3,000)
• Accidental Dental (up to $3,000)
• Dental Emergencies (up to $500)
• Meals and Accommodation (up to $150 per day)
• Emergency Return Home (up to $3,000)
• Return of Deceased (up to $10,000)
• Accidental Death & Dismemberment (up to the maximum sum insured not to exceed $150,000)
• Flight Accident (up to the maximum sum insured of $50,000)